Credibly

The Business Funding Marketplace.

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Overview

Credibly is a data-driven fintech lending platform that provides a variety of capital solutions to small and medium-sized businesses. While they explain invoice factoring on their site, their primary offerings are working capital loans, merchant cash advances, and business expansion loans, which serve a similar purpose of providing quick access to funds.

✨ Key Features

  • Working capital loans
  • Merchant Cash Advance (MCA)
  • Business expansion loans
  • Fast, online application process
  • Data-driven underwriting

🎯 Key Differentiators

  • Low minimum credit score requirement
  • Variety of loan products
  • Accessible to newer businesses

Unique Value: Provides access to capital for small businesses that may be underserved by traditional lenders due to credit history or time in business.

🎯 Use Cases (3)

Businesses needing immediate working capital Retail or restaurant businesses with consistent credit card sales (for MCA) Funding for growth or expansion projects

✅ Best For

  • Providing fast business loans to cover short-term needs like inventory, equipment, or payroll.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Businesses that specifically want to sell their accounts receivable to a third party

🏆 Alternatives

National Funding Fora Financial OnDeck

More accessible for businesses with bad credit compared to many other online and traditional lenders.

💻 Platforms

Web

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Phone Support
  • ✓ Dedicated Support (All tier)

💰 Pricing

Contact for pricing
Visit Credibly Website →