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Monzo Business

Business banking that works for you.

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Overview

Monzo Business offers two types of business accounts: a free 'Lite' version and a paid 'Pro' version. Both are designed to help UK-based sole traders and small limited companies manage their finances with features like instant payment notifications, spending categorisation, and invoicing tools.

✨ Key Features

  • Instant payment notifications
  • Spending categorisation
  • Digital receipts
  • Invoicing tools (Pro)
  • Tax pots (Pro)
  • Multi-user access (Pro)

🎯 Key Differentiators

  • Excellent mobile app experience
  • Strong focus on budgeting and financial management tools
  • Transparent and simple pricing

Unique Value: Monzo Business provides an intuitive and beautifully designed banking app that makes it easy for small business owners to stay on top of their finances.

🎯 Use Cases (3)

UK-based sole traders and small businesses Freelancers needing to separate business and personal finances Businesses looking for simple invoicing and tax management tools

✅ Best For

  • Helping freelancers manage their income and expenses efficiently
  • Providing a modern banking experience for small e-commerce businesses

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Businesses with complex international payment needs
  • Larger companies requiring dedicated account managers and advanced features

🏆 Alternatives

Starling Bank Tide Revolut Business

Monzo offers a more modern and user-friendly experience than traditional banks. Compared to other neo-banks, it excels in its budgeting and money management features, particularly in the 'Pro' plan.

💻 Platforms

Web iOS Android

🔌 Integrations

Xero QuickBooks FreeAgent

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Phone Support

🔒 Compliance & Security

✓ GDPR ✓ Authorised by the Prudential Regulation Authority (PRA) ✓ Regulated by the Financial Conduct Authority (FCA) and the PRA

💰 Pricing

Contact for pricing
Free Tier Available

Free tier: Basic features for sole traders and limited companies.

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