Shopify Capital
Funding that helps you grow your business.
Overview
Shopify Capital is a financing service provided directly by Shopify to its merchants. It offers merchant cash advances and business loans with funding amounts based on a store's sales history and performance. The program is invite-only; Shopify proactively extends offers to eligible businesses. Repayments are automated as a percentage of the merchant's daily sales, making it a seamless and integrated funding option for Shopify store owners. The key advantage is the simplicity and speed, with no credit checks and funds often available in a few business days.
✨ Key Features
- Exclusively for Shopify merchants
- Invite-only application process
- No credit check required
- Funding based on Shopify sales history
- Automated repayment as a percentage of daily sales
- Fast funding within a few business days
🎯 Key Differentiators
- Deep integration with the Shopify platform
- Underwriting is based on Shopify sales data
- Automated repayment from Shopify sales
- No personal credit check
Unique Value: Offers a simple, fast, and fully integrated way for Shopify merchants to get funding based on their store's performance, with automated repayments tied to sales.
🎯 Use Cases (4)
✅ Best For
- Quick working capital for Shopify store owners
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Businesses not using the Shopify platform
- Companies that want to apply for funding directly instead of waiting for an offer
🏆 Alternatives
Unlike external lenders, Shopify Capital requires no separate application or credit check and is seamlessly integrated into the merchant's existing platform, making it one of the most convenient options for Shopify users.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Live Chat
- ✓ Phone Support
💰 Pricing
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