Unit

The embedded finance platform.

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Overview

Unit is an embedded finance platform that enables companies to create and launch a wide range of financial products, including bank accounts, cards, payments, and lending. The platform provides a simple and powerful API, along with a comprehensive suite of tools to manage compliance, operations, and bank relationships. Unit's goal is to make it easy for any company to become a fintech.

✨ Key Features

  • FDIC-insured Checking Accounts
  • Debit and Credit Card Issuing
  • Payments (ACH, Wires, Book Transfers)
  • Lending and Invoicing
  • Compliance and Fraud Prevention
  • White-Label UI Components
  • Developer Dashboard and Sandbox

🎯 Key Differentiators

  • Focus on developer experience and ease of use
  • Comprehensive platform with a wide range of features
  • Transparent pricing and fast onboarding

Unique Value: Unit empowers companies to build and launch financial products in weeks, not years, with its simple, powerful, and compliant embedded finance platform.

🎯 Use Cases (4)

Embedded banking for vertical SaaS platforms Neobanking for specific communities Corporate cards and spend management Lending and financing for businesses

✅ Best For

  • Relay, a business banking platform, is built on Unit.
  • AngelList, a platform for startups, uses Unit for its banking products.
  • Roofstock, a real estate investment marketplace, leverages Unit for its financial services.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Companies that require a direct, unmediated relationship with a sponsor bank
  • Businesses operating outside of the United States

🏆 Alternatives

Treasury Prime Synctera Stripe Treasury

Unit is often cited as being faster and easier to get started with compared to other BaaS providers, thanks to its excellent developer experience and streamlined onboarding process.

💻 Platforms

Web API

🔌 Integrations

Plaid Alloy Very Good Security (VGS) Various accounting and ERP systems

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Phone Support
  • ✓ Dedicated Support (Varies by plan tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ SSO ✓ SOC 2 Type 2 ✓ PCI DSS

💰 Pricing

Contact for pricing

✓ 14-day free trial

Free tier: NA

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